:root{
  --navy:#0b1f4d;--navy-2:#122a66;--navy-3:#1a3a8a;--ink:#0f172a;--ink-2:#334155;--muted:#64748b;
  --gold:#f5b700;--gold-2:#ffd34d;--gold-dk:#c99400;--red:#d61f26;--green:#1f9d55;
  --bg:#f6f8fc;--white:#fff;--line:#e5e9f2;
  --r:16px;--sh:0 10px 30px rgba(11,31,77,.10);--sh-lg:0 24px 60px rgba(11,31,77,.18);
  --font:'Inter',system-ui,sans-serif;--head:'Sora','Inter',sans-serif;
}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.55;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,h5{font-family:var(--head);line-height:1.15;margin:0 0 .5em}
h1{font-size:clamp(2.1rem,5vw,3.6rem);font-weight:800}h1 em{font-style:normal;color:var(--gold)}
h2{font-size:clamp(1.6rem,3.4vw,2.4rem);font-weight:700}h3{font-size:1.25rem}
p{margin:0 0 1em}a{color:var(--navy-3)}img{max-width:100%}
.wrap{width:min(1180px,92%);margin:0 auto}.narrow{width:min(820px,92%)}
.eyebrow{display:inline-block;font:600 .78rem/1 var(--head);letter-spacing:.12em;text-transform:uppercase;color:var(--gold-dk);background:#fff6d6;padding:.45rem .8rem;border-radius:999px;margin-bottom:1rem}
.eyebrow.light{background:rgba(255,255,255,.12);color:var(--gold-2)}
.muted{color:var(--muted)}.muted-light{color:rgba(255,255,255,.75)}.muted-light a{color:var(--gold-2)}
.center{text-align:center}.small{font-size:.85rem}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;padding:.85rem 1.4rem;min-height:46px;border-radius:12px;font:600 .95rem var(--head);text-decoration:none;border:2px solid transparent;cursor:pointer;transition:.18s;white-space:nowrap}
.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:var(--gold-2);transform:translateY(-1px)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:var(--navy-3)}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}.btn-ghost:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.section .btn-ghost{color:var(--navy);border-color:var(--navy)}
.btn-lg{padding:1rem 1.8rem;font-size:1.05rem}.full{width:100%}

/* topbar + nav */
.topbar{background:#071538;color:#dbe3f5;font-size:.82rem;padding:.45rem 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:1rem;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;margin-right:1rem}.topbar-right{display:flex;gap:.2rem;flex-wrap:wrap}.hours{color:var(--gold-2)}
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;height:74px}
.brand{display:flex;align-items:center;gap:.6rem;text-decoration:none;color:var(--navy)}
.brand-mark{display:grid;place-items:center;width:46px;height:46px;border-radius:12px;background:var(--navy)}
.brand-text{display:flex;flex-direction:column;line-height:1.05}.brand-text strong{font:800 1.05rem var(--head);letter-spacing:.02em}.brand-text small{font-size:.7rem;color:var(--muted);font-style:italic}
.menu{display:flex;align-items:center;gap:1.4rem}.menu a{font:600 .9rem var(--head);color:var(--ink);text-decoration:none}.menu a:hover{color:var(--navy)}
.nav-cta{padding:.6rem 1.1rem}
.burger{display:none;background:none;border:0;width:40px;height:40px;cursor:pointer}.burger span{display:block;height:3px;background:var(--navy);margin:6px 0;border-radius:2px}

/* hero */
.hero{position:relative;color:#fff;background:var(--navy);overflow:hidden;padding:4.5rem 0 4rem}
.hero-bg{position:absolute;inset:0;background:
  radial-gradient(900px 500px at 85% -10%,rgba(245,183,0,.35),transparent 60%),
  radial-gradient(700px 500px at -10% 110%,rgba(26,58,138,.9),transparent 60%),
  linear-gradient(135deg,#0b1f4d 0%,#122a66 55%,#0b1f4d 100%)}
.hero-bg:after{content:"";position:absolute;right:-120px;top:-120px;width:520px;height:520px;border-radius:50%;border:70px solid rgba(245,183,0,.12)}
.hero-grid{position:relative;display:grid;grid-template-columns:1.2fr .9fr;gap:3rem;align-items:center}
.lead{font-size:1.2rem;color:#eef2fb;max-width:56ch}
.hero-actions{display:flex;gap:.8rem;flex-wrap:wrap;margin:1.6rem 0}
.hero-trust{display:flex;gap:1.6rem;list-style:none;padding:0;margin:0;flex-wrap:wrap}
.hero-trust li{display:flex;flex-direction:column}.hero-trust strong{font:800 1.3rem var(--head);color:var(--gold)}.hero-trust span{font-size:.82rem;color:#d4dcef}
.hero-card{background:#fff;color:var(--ink);border-radius:20px;padding:1.6rem;box-shadow:var(--sh-lg)}
.hc-head{display:flex;justify-content:space-between;align-items:center;font:700 1rem var(--head);margin-bottom:1rem}
.chip{font:600 .7rem var(--head);background:#e8fff1;color:var(--green);padding:.3rem .6rem;border-radius:999px}
.hero-card label{display:block;font-size:.85rem;color:var(--muted);margin:.6rem 0 .2rem}.hero-card label strong{color:var(--navy);font-family:var(--head)}
input[type=range]{width:100%;accent-color:var(--gold-dk)}
.hc-result{background:var(--bg);border-radius:14px;padding:1rem;margin:1rem 0;text-align:center}
.big{font:800 2.2rem var(--head);color:var(--navy);line-height:1.1}.hc-result small{display:block;font-size:.78rem;color:var(--muted)}

/* ticker */
.ticker{background:var(--gold);color:var(--navy);overflow:hidden;font:600 .85rem var(--head);padding:.55rem 0}
.ticker-track{display:flex;gap:3rem;white-space:nowrap;animation:tick 40s linear infinite;width:max-content}
.ticker-track span b{font-weight:800}@keyframes tick{to{transform:translateX(-50%)}}

/* sections */
.section{padding:5rem 0}.section.alt{background:var(--bg)}
.sec-head{text-align:center;max-width:64ch;margin:0 auto 3rem}.sec-head p{color:var(--muted);font-size:1.05rem}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));gap:1.2rem}
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.6rem 1.4rem;display:flex;flex-direction:column;transition:.2s;box-shadow:0 2px 6px rgba(11,31,77,.04)}
.card:hover{transform:translateY(-4px);box-shadow:var(--sh)}
.card.featured{background:linear-gradient(160deg,var(--navy),var(--navy-3));color:#fff;border:0}
.card.featured h3,.card.featured .card-link{color:var(--gold)}.card.featured ul{color:#e2e8f5}
.card-badge{position:absolute;top:-12px;right:14px;background:var(--red);color:#fff;font:700 .7rem var(--head);padding:.35rem .7rem;border-radius:999px;letter-spacing:.05em;text-transform:uppercase}
.card-ico{width:52px;height:52px;border-radius:14px;background:#fff6d6;display:grid;place-items:center;font-size:1.5rem;margin-bottom:1rem}
.card p{font-size:.95rem;color:inherit;flex:0}.card ul{padding-left:1.1rem;margin:0 0 1rem;font-size:.88rem;color:var(--ink-2);flex:1}
.card-link{font:700 .9rem var(--head);color:var(--navy);text-decoration:none}

/* banner */
.banner{background:linear-gradient(120deg,#d61f26,#9b1016);color:#fff;padding:4.5rem 0}
.banner-grid{display:grid;grid-template-columns:1.3fr .8fr;gap:3rem;align-items:center}
.banner p{color:#fff5f5;font-size:1.08rem}
.checks{list-style:none;padding:0;margin:1rem 0 0}.checks li{padding-left:1.7rem;position:relative;margin:.5rem 0}.checks li:before{content:"✔";position:absolute;left:0;color:var(--gold)}
.banner-cta{display:flex;flex-direction:column;gap:.8rem}
.rate-tile{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.3);border-radius:var(--r);padding:1.4rem;text-align:center}
.rate-tile small{display:block;font-size:.75rem;letter-spacing:.1em;text-transform:uppercase;color:#ffd6d8}.rate-tile strong{display:block;font:800 1.5rem var(--head);color:var(--gold-2)}.rate-tile span{font-size:.85rem}

/* cambio */
.cambio-grid,.calc-grid,.about-grid,.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
.fx-convert{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.3rem;box-shadow:var(--sh)}
.fx-row{display:flex;gap:.6rem}.fx-row input,.fx-row select{flex:1;font-size:1.1rem;padding:.7rem;border:1px solid var(--line);border-radius:10px;font-family:var(--head);font-weight:600}
.fx-out{display:grid;grid-template-columns:1fr 1fr;gap:.6rem;margin:1rem 0}.fx-out div{background:var(--bg);border-radius:10px;padding:.8rem;text-align:center}.fx-out small{display:block;color:var(--muted);font-size:.75rem}.fx-out strong{font:800 1.4rem var(--head);color:var(--navy)}
.rate-board{background:var(--navy);color:#fff;border-radius:20px;overflow:hidden;box-shadow:var(--sh-lg)}
.rb-head{background:var(--gold);color:var(--navy);padding:1rem 1.4rem;display:flex;justify-content:space-between;font:800 1.1rem var(--head)}.rb-head span:last-child{font-weight:600;font-size:.85rem;align-self:center}
.rate-board table{width:100%;border-collapse:collapse}.rate-board th,.rate-board td{padding:.9rem 1.4rem;text-align:left}.rate-board th{font:600 .72rem var(--head);letter-spacing:.1em;text-transform:uppercase;color:#c3cde6;border-bottom:1px solid rgba(255,255,255,.1)}
.rate-board td{font:600 1.05rem var(--head);border-bottom:1px solid rgba(255,255,255,.06)}.rate-board td:not(:first-child){font-variant-numeric:tabular-nums}.rate-board td.flag{font-size:1rem}
.rb-foot{padding:.8rem 1.4rem;font-size:.78rem;color:#c3cde6}

/* transfer */
.transfer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
.t-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.6rem;box-shadow:0 2px 6px rgba(11,31,77,.04)}
.t-logo{font:800 1.5rem var(--head);margin-bottom:.8rem;display:inline-block;padding:.3rem .8rem;border-radius:10px}
.t-logo.mg{color:#d61f26;background:#fff0f0}.t-logo.ria{color:#f26522;background:#fff3ec}.t-logo.cx{color:var(--navy);background:#fff6d6}

/* calculator */
.calc-form{display:grid;gap:.9rem;margin-top:1rem}
.calc-form label,.form label{display:flex;flex-direction:column;gap:.3rem;font:600 .82rem var(--head);color:var(--ink-2)}
.calc-form input,.calc-form select,.form input,.form select,.form textarea,.callback input,.callback select,.chat-box input,.chat-box textarea{font:500 1rem var(--font);padding:.75rem .9rem;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--ink);width:100%}
.form input:focus,.form select:focus,.form textarea:focus,.calc-form input:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.calc-out{background:var(--navy);color:#fff;border-radius:20px;padding:1.8rem;box-shadow:var(--sh-lg);position:sticky;top:100px}
.co-main{text-align:center;margin-bottom:1.2rem}.co-main small{color:#c3cde6}.co-main .big{color:var(--gold);font-size:2.8rem}
.co-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.6rem;margin-bottom:1.2rem}.co-grid div{background:rgba(255,255,255,.08);border-radius:10px;padding:.7rem;text-align:center}.co-grid small{display:block;font-size:.74rem;color:#c3cde6}.co-grid strong{font:700 .95rem var(--head)}
.calc-out .muted{display:block;margin-top:.8rem;color:#c3cde6;text-align:center}

/* steps */
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:1.2rem;counter-reset:s}
.steps li{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:1.6rem}.steps span{display:grid;place-items:center;width:40px;height:40px;border-radius:50%;background:var(--gold);color:var(--navy);font:800 1rem var(--head);margin-bottom:.8rem}.steps p{font-size:.9rem;color:var(--muted);margin:0}

/* apply */
.apply{background:linear-gradient(135deg,#0b1f4d,#1a3a8a);color:#fff}
.apply-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:3rem;align-items:start}
.apply-copy p{color:#eef2fb}.docs{background:rgba(255,255,255,.08);border-radius:var(--r);padding:1.2rem 1.4rem;margin:1.5rem 0}.docs h4{color:var(--gold)}.docs ul{margin:0;padding-left:1.1rem;color:#eef2fb;font-size:.95rem}
.form{background:#fff;color:var(--ink);border-radius:20px;padding:1.8rem;box-shadow:var(--sh-lg);display:grid;gap:1rem}
.form.light{box-shadow:var(--sh)}
.two{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}
.form-steps{display:flex;gap:.4rem;font:600 .75rem var(--head);color:var(--muted)}.form-steps span{flex:1;padding:.5rem .2rem;border-radius:8px;background:var(--bg);text-align:center;font-size:.7rem}.form-steps span.on{background:var(--gold);color:var(--navy)}
.fs{border:0;padding:0;margin:0;display:none;gap:1rem}.fs.on{display:grid}
.btn-row{display:flex;justify-content:space-between;gap:.8rem}
.check{flex-direction:row!important;align-items:flex-start;font-weight:500!important;font-family:var(--font)!important;font-size:.85rem!important}.check input{width:auto;margin-top:.2rem}
.form-msg{padding:.9rem 1rem;border-radius:10px;font-size:.92rem}.form-msg.ok{background:#e8fff1;color:#166534}.form-msg.err{background:#fff0f0;color:#991b1b}
.form h3{margin-bottom:0}

/* about */
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:.8rem;margin-top:1.5rem}.values div{background:var(--bg);border-radius:12px;padding:1rem;display:flex;flex-direction:column}.values strong{font:800 1.1rem var(--head);color:var(--navy)}.values span{font-size:.8rem;color:var(--muted)}
.about-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:1.8rem;box-shadow:var(--sh)}.about-card h4{color:var(--navy)}.about-card a{text-decoration:none}

/* quotes */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}
blockquote{margin:0;background:#fff;border-radius:var(--r);padding:1.6rem;border-left:4px solid var(--gold);box-shadow:0 2px 6px rgba(11,31,77,.04)}blockquote p{font:600 1.02rem var(--head);color:var(--navy)}cite{font-style:normal;color:var(--muted);font-size:.85rem}

/* faq */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:.6rem;padding:0 1.2rem}
.faq summary{cursor:pointer;padding:1rem 0;font:700 1rem var(--head);color:var(--navy);list-style:none;display:flex;justify-content:space-between}.faq summary:after{content:"+";color:var(--gold-dk);font-size:1.3rem}.faq details[open] summary:after{content:"–"}
.faq p{color:var(--ink-2);padding-bottom:1rem;margin:0}

/* contact */
.contact-ways{display:grid;gap:.7rem;margin:1rem 0}
.way{display:flex;align-items:center;gap:1rem;background:#fff;border:1px solid var(--line);border-radius:14px;padding:1rem 1.2rem;text-decoration:none;color:var(--ink);text-align:left;cursor:pointer;font-family:var(--font);width:100%;transition:.15s}.way:hover{box-shadow:var(--sh);transform:translateY(-2px)}
.w-ico{width:44px;height:44px;border-radius:12px;background:#fff6d6;display:grid;place-items:center;font-size:1.3rem;flex-shrink:0}.w-ico.wa{background:#e8fff1}
.way strong{display:block;font-family:var(--head);color:var(--navy)}.way small{color:var(--muted)}
.callback{display:grid;gap:.7rem;background:#fff;border:1px solid var(--line);border-radius:14px;padding:1.2rem}

/* footer */
.footer{background:#071538;color:#c3cde6;padding:3.5rem 0 1.5rem;font-size:.9rem}
.foot-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:2rem}.footer .brand-text strong{color:#fff}.footer .brand-text small{color:var(--gold-2)}
.footer h5{color:#fff;font-size:.85rem;letter-spacing:.1em;text-transform:uppercase;margin-bottom:.8rem}.footer .foot-grid a{display:block;color:#c3cde6;text-decoration:none;margin:.35rem 0}.footer .foot-grid a:hover{color:var(--gold)}
.partners{font:700 .8rem var(--head);color:var(--gold)}
.news{width:min(1180px,92%);margin:2.5rem auto 1.5rem;display:flex;gap:.6rem;align-items:center;flex-wrap:wrap;background:rgba(255,255,255,.06);border-radius:14px;padding:1rem 1.2rem}.news span{flex:1;min-width:220px;color:#fff;font:600 .9rem var(--head)}.news input{flex:1;min-width:200px;padding:.7rem .9rem;border-radius:10px;border:1px solid rgba(255,255,255,.2);background:rgba(0,0,0,.2);color:#fff}
.foot-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:.5rem;border-top:1px solid rgba(255,255,255,.1);padding-top:1.2rem;font-size:.78rem}.foot-bottom a{color:#c3cde6}

/* fab + chat */
.fab-wrap{position:fixed;right:18px;bottom:18px;display:flex;flex-direction:column;gap:.6rem;z-index:60;align-items:flex-end}
.fab{width:56px;height:56px;border-radius:50%;display:grid;place-items:center;box-shadow:0 10px 24px rgba(0,0,0,.25);border:0;cursor:pointer;text-decoration:none}
.fab.wa{background:#25d366}.fab.chat{background:var(--navy);color:#fff;width:auto;border-radius:999px;padding:0 1.1rem;gap:.4rem;font:700 .9rem var(--head);height:48px}
.chat-box{position:fixed;right:18px;bottom:140px;width:min(360px,92vw);background:#fff;border-radius:18px;box-shadow:var(--sh-lg);z-index:61;overflow:hidden}
.cb-head{background:var(--navy);color:#fff;padding:1rem 1.2rem;position:relative}.cb-head small{display:block;color:#d4dcef;font-size:.8rem}.cb-head button{position:absolute;right:.8rem;top:.6rem;background:none;border:0;color:#fff;font-size:1.5rem;cursor:pointer}
.cb-body{padding:1rem 1.2rem}.cb-quick{display:grid;grid-template-columns:1fr 1fr;gap:.4rem;margin-bottom:.8rem}.cb-quick button{font:600 .75rem var(--font);background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:.6rem .5rem;cursor:pointer;text-align:left}.cb-quick button:hover{border-color:var(--gold)}
.chat-box form{display:grid;gap:.5rem}

/* responsive */
@media(max-width:960px){
  .hero-grid,.banner-grid,.cambio-grid,.calc-grid,.about-grid,.contact-grid,.apply-grid{grid-template-columns:1fr}
  .transfer-grid,.quotes,.steps{grid-template-columns:1fr 1fr}.foot-grid{grid-template-columns:1fr 1fr}
  .calc-out{position:static}
}
@media(max-width:1024px){
  .topbar .wrap{justify-content:center;text-align:center;font-size:.78rem}.topbar .wrap>span:first-child{display:none}.topbar a{margin:0 .5rem}
  .menu{display:none;position:absolute;top:74px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;padding:1rem 4%;gap:.2rem;border-bottom:1px solid var(--line);box-shadow:var(--sh)}
  .menu.open{display:flex}.menu a{padding:.8rem .4rem;border-bottom:1px solid var(--line)}.nav-cta{margin-top:.6rem;justify-content:center}
  .burger{display:block}
  .hero{padding:3rem 0}.hero-trust{gap:1rem}
  .transfer-grid,.quotes,.steps,.values,.co-grid,.two{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr}
  .section{padding:3.5rem 0}.fab.chat span{display:none}.fab.chat{width:48px;padding:0}
  .hero-grid{gap:2rem}.cards{grid-template-columns:1fr 1fr}.menu a{font-size:1.05rem;padding:1rem .4rem}
}
@media(max-width:600px){.cards{grid-template-columns:1fr}.hero-trust{display:grid;grid-template-columns:1fr 1fr;gap:.8rem}.hero h1{font-size:2.2rem}.topbar-right{flex-direction:column;align-items:center;gap:.1rem}.hero-actions .btn{width:100%}}
.auth-text{background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:.9rem 1rem;font-size:.82rem;color:var(--ink-2);max-height:180px;overflow:auto}.auth-text ol{padding-left:1.1rem;margin:.4rem 0}.sig-box input{font-family:'Brush Script MT','Segoe Script',cursive;font-size:1.4rem;font-style:italic}

/* ===== mobile pass v2.1 ===== */
.hero-grid>*,.cambio-grid>*,.calc-grid>*,.about-grid>*,.contact-grid>*,.apply-grid>*,.banner-grid>*,.two>*{min-width:0}
.fx-row input{min-width:0;width:100%}.fx-row select{flex:0 0 96px}
input,select,textarea{font-size:16px}
@media(max-width:600px){
  .wrap{width:auto;padding:0 16px}
  .section{padding:3rem 0}.sec-head{margin-bottom:2rem}
  h2{font-size:1.6rem}
  .hero{padding:2.2rem 0 2.5rem}.lead{font-size:1.05rem}
  .hero-card{padding:1.2rem}.big{font-size:1.9rem}
  .rate-board th,.rate-board td{padding:.75rem .9rem}.rb-head{padding:.9rem}
  .fx-out strong{font-size:1.15rem}
  .co-main .big{font-size:2.2rem}.co-grid{grid-template-columns:1fr 1fr 1fr!important;gap:.4rem}.co-grid div{padding:.5rem .3rem}.co-grid strong{font-size:.82rem}
  .calc-out,.form,.about-card{padding:1.2rem;border-radius:16px}
  .banner{padding:3rem 0}.banner-cta .btn{width:100%}
  .btn-row .btn{flex:1}
  .form-steps{gap:.25rem}.form-steps span{font-size:.66rem;padding:.45rem .1rem}
  .news{width:auto;margin:2rem 16px 1rem}.news .btn{width:100%}
  .foot-bottom{flex-direction:column}
  .ticker{font-size:.8rem}
  .t-card,.steps li,blockquote{padding:1.2rem}
  .chat-box{right:8px;left:8px;width:auto;bottom:88px}
  .fab-wrap{right:12px;bottom:12px}
  .card{padding:1.3rem 1.1rem}
}
.brand-text small,.chip,.card-badge,.form-steps span{font-size:.75rem}.hero-trust span,.fx-out small,.co-grid small,.rate-tile small{font-size:.8rem}

.mbar{display:none}
@media(max-width:600px){
  .fab-wrap{display:none}body{padding-bottom:72px}
  .mbar{display:grid;grid-template-columns:1fr 1fr 1.2fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:60;padding:8px 10px calc(8px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(11,31,77,.1)}
  .mbar a{display:flex;align-items:center;justify-content:center;gap:6px;min-height:48px;border-radius:12px;font:700 .95rem var(--head);text-decoration:none;color:var(--navy);background:var(--bg)}
  .mbar a.wa{background:#25d366;color:#fff}.mbar a.ap{background:var(--gold);color:var(--navy)}
  .chat-box{bottom:80px}
}
.nav{background:#fff}

/* ===== v2.2 mobile type scale + stop Android text boosting ===== */
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
@media(max-width:600px){
  body{font-size:15px;line-height:1.5}
  p{font-size:.94rem}
  h1,.hero h1{font-size:1.75rem;line-height:1.15}
  h2{font-size:1.35rem}h3{font-size:1.08rem}h4{font-size:1rem}
  .lead{font-size:.98rem;line-height:1.5}
  .eyebrow{font-size:.68rem;padding:.4rem .7rem;margin-bottom:.7rem}
  .sec-head p,.banner p,.apply-copy p,.about-card p,.docs ul,.checks li,.card p,.t-card p,.steps p,.faq p{font-size:.92rem}
  .card ul{font-size:.85rem}.card h3{font-size:1.08rem}
  .faq summary{font-size:.95rem}blockquote p{font-size:.95rem}
  .hero-trust strong{font-size:1.1rem}.hero-trust span{font-size:.75rem}
  .big{font-size:1.65rem}.co-main .big{font-size:1.9rem}
  .rate-board td{font-size:.95rem}.rb-head{font-size:1rem}
  .fx-row input,.fx-row select{font-size:1rem;padding:.6rem}
  .btn{font-size:.92rem;padding:.75rem 1.1rem}.btn-lg{font-size:.98rem;padding:.85rem 1.2rem}
  .brand-text strong{font-size:.95rem}.brand-mark{width:40px;height:40px}.brand-mark svg{width:36px;height:36px}
  .nav-inner{height:62px}.menu{top:62px}
  .topbar{font-size:.72rem;padding:.35rem 0}.topbar-right{flex-direction:row!important;flex-wrap:wrap;justify-content:center;gap:.1rem .6rem}
  .values strong{font-size:1rem}.values span{font-size:.78rem}
  .footer{font-size:.85rem}
  .mbar a{font-size:.88rem;min-height:46px}
  html{scroll-padding-top:70px}
}
@media(max-width:380px){h1,.hero h1{font-size:1.6rem}h2{font-size:1.25rem}}