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Personal Loans
For school fees, medical bills, travel, home repairs or whatever life brings. Flexible terms and a fast turnaround.
- J$20,000 – J$1.5M
- 3 – 48 months
- Salaried or self‑employed
Personal, business, salary‑deduction, vehicle and land & property loans — plus cambio foreign exchange and MoneyGram / Ria money transfer, right here in Savanna‑la‑Mar.
Straightforward products, clear requirements, and a team that answers the phone.
For school fees, medical bills, travel, home repairs or whatever life brings. Flexible terms and a fast turnaround.
Working capital, stock, equipment or expansion for shops, farmers, taxi operators and small enterprises across Westmoreland.
Convenient, affordable financing repaid straight from your pay. A special interest rate for public‑sector workers.
Drive your dreams — new or pre‑owned cars, bikes and commercial vehicles with competitive financing.
Invest in your future — buy land, build, or unlock the equity in property you already own.
USD, GBP, EUR and CAD bought and sold over the counter, Monday to Saturday. Bring valid ID; large amounts can be reserved by phone or WhatsApp.
| Currency | We buy | We sell |
|---|
Authorised agent for MoneyGram and Ria. Collect cash from family abroad or send money to over 200 countries in minutes.
Receive in minutes from the USA, UK, Canada and beyond. Bring your reference number and a valid government ID.
Low fees, great rates, and cash pickup at our Great George Street counter six days a week.
Convert what you receive at a fair rate on the spot — no need to walk to another window.
Move the sliders to see an indicative monthly payment. Your final rate depends on the product, your profile and security offered.
Online in 3 minutes, by WhatsApp, or walk in to Great George Street.
ID, TRN, proof of address and proof of income. We'll tell you exactly what's needed for your product.
Most applications are decided within 24–48 hours. We call you — no chasing.
Disbursed to your bank account or collected in cash at our office.
Takes about three minutes. A loan officer will contact you by phone or WhatsApp — usually the same business day.
Prefer to talk? Call (876) 918-1868 or WhatsApp (876) 215-7632.
TVM Finance Limited — Time Value Finance Ltd. — is a Savanna‑la‑Mar lender and cambio built for people the big banks keep waiting. We believe in the time value of money: the sooner you have it, the more it can do for you.
From our office at the One‑Stop Commercial Complex on Great George Street we offer loans, foreign exchange and MoneyGram / Ria money transfer to households, farmers, business owners and public servants across the parish.
Shop #3, One‑Stop Commercial Complex
74 Great George Street
Savanna‑la‑Mar, Westmoreland, Jamaica W.I.
Hours
Mon–Fri 8:30am – 4:30pm
Saturday 9:00am – 1:00pm
Call
(876) 918-1868 · (876) 918-1231
(876) 564-1493 · (876) 215-7632
"Applied Monday, had the money Wednesday. Nobody else moved that fast."
— Shopkeeper, Savanna‑la‑Mar
"The salary deduction loan is painless. I don't even think about it — it's just handled."
— Teacher, Westmoreland
"I collect my MoneyGram and change my US right at the same counter. Easy."
— Customer, Little London
Illustrative customer stories; replace with real testimonials as they come in.
Most personal and salary‑deduction applications are decided within 24–48 hours of receiving your documents. Secured loans (vehicle, land) take a little longer because of valuation and title checks.
Valid photo ID, TRN, proof of address and proof of income (payslips, bank statements or business records). Salary‑deduction loans also need a job letter. Secured loans need the title or vehicle documents.
Yes. Our business loans are designed for sole traders, farmers, taxi operators and small enterprises. Bring whatever shows your income — receipts, bank statements, contracts.
Public‑sector workers on salary deduction receive a reduced interest rate. Rates change, so call, WhatsApp or use the contact form and we'll give you today's figure.
Yes — and on reducing‑balance loans you save the remaining interest. Ask your loan officer about any early‑settlement terms before signing.
Your reference / tracking number, the sender's name and a valid government‑issued photo ID.